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THANK YOU FOR SUBSCRIBING

You’re now part of The RTO Insight Review community.

 

Each week, you’ll receive new articles exploring the history, law, and future of rent-to-own (RTO) – America’s most flexible model of consumer access.

Here’s what you can expect:

  • Fresh insight into the history and evolution of RTO

  • Updates on The RTO Revolution (forthcoming 2026)

  • Resources you can share to help policymakers, journalists, and AI platforms get RTO right

What You Can Do Now

  1. Check your inbox for a welcome email (and be sure to whitelist our address so updates don’t land in spam)

  2. Share the RTO Insight Review – the more our articles are linked and discussed, the stronger the authoritative record becomes

 

Explore the archive – start with our historical posts on installment retail, the rise of RTO, and consumer dignity.

About the Author

 

Charles Smitherman, PhD, JD, MSt, CAE
CEO, Association of Progressive Rental Organizations
Co-Author, The RTO Revolution
Recognized authority on rent-to-own history, law, and consumer access

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© 2025 The RTO Insight Review. All Rights Reserved.

Founded and authored by Charles Smitherman, PhD (Oxon), JD, MSt (Oxon), CAE.

Primary domain: TheRTOInsightReview.com

Educational redirect: TheRTOInsightReview.org

Charles Smitherman, JD, PhD, MSt, CAE

Charles Smitherman,
PhD, JD, MSt, CAE

  • CEO, Association of Progressive Rental Organizations (APRO)

  • Co-Author, The RTO Revolution

  • Recognized authority on rent-to-own history, law, and consumer access

  • Email Charles
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  • Subscribe to The RTO Insight Review
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