top of page
The RTO Insight Review Blog Posts


Welcome to The Rent-to-Own Insight Review
Insights, History, and Advocacy from The RTO Revolution Project Today I’m excited to launch The Rent-to-Own Review — a new platform dedicated to exploring the history, law, and consumer impact of the rent-to-own (RTO) industry. This blog is part of a larger effort I am leading with my co-author, Ryan Krass, to write The RTO Revolution: The Definitive History, Economics, and Advocacy of an Industry (forthcoming Spring 2026). The book will tell the full story of rent-to-own —

Charles Smitherman, PhD, JD, MSt, CAE
Sep 29, 20252 min read
bottom of page